Income insurance gives you 80% of your pay if you lose your job/finish your PhD.

<aside> 💡 Please gather additional information before making decisions. This information is collected by the Doctoral Students Guild of the Chalmers Student Union. We're working hard to keep it up-to-date, but we can't guarantee correctness and completeness of all information.

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Unemployment insurance - SULF

<aside> 💡 There is a tax reduction, equal to 25% of the annual fee one pays for A-kassa

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About the insurance

Everyone working in Sweden with a general work permit is covered by unemployment insurance.

• If you are a member of a A-kassa, you have the opportunity to receive payments based on your income.
• If you are not a member you can still be eligible for unemployment benefit but at a basic rate.

PhD and Post doc

Member of A-Kassa

If you are member of A-kassa, you will receive benefits based on your previous income at a maximum of SEK 1,200 per day before taxes (SEK 26,400 a month).

The following criterial is to be met, in order to receive the income-related benefit when you are unemployed:

• Membership requirement - You must have been a member of an a-kassa during at least 12 months.
• Work Requirement - You must have worked a minimum of 60 hours per month for 6 months during a period of 12 months.
• You must be registered at Arbetsförmedlingen (Swedish public employment agency ).

A compensation period is 300 days long and it always starts with six waiting days.

<aside> 💡 If you are a member for less than 12 months on the day you are unemployed, you will receive a maximum of 510 SEK/day before Tax. Once you have been a member for 12 months, you are entitled to benefits based on your salary (maximum 1,200 SEK/day).

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<aside> 💡 Without a membership in a-kassa, the income insurance with the Union (SACO) does not apply.

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For more information on rules and regulations, see here

PhD and Post doc